What is a Public Adjuster?

A Public Adjuster (PA) is an insurance claim specialist that you pay to help you with your insurance claim. Public Adjusters work exclusively for Policyholders and don’t work for insurance companies. Public Adjusters charge for their services which is normally a percentage of the claim or can be a flat fee. A Public Adjuster assists you with the claims process by first identifying, documenting, and including all the items that are left out and not paid for by your insurance company. Intentional or not, it is your insurance company’s responsibility to pay you for everything that can be honestly and reasonably identified as damaged due to a loss. Insurance companies will blame the lack of payment for any undocumented and unpaid damage to your property on any reason but the truth. “They want to keep YOUR MONEY in their pockets!” Public Adjusters work to ensure that you get all the money you are entitled to receive under your insurance policy. PA’s keep pressure on the insurance company to keep the claim process going forward with as little delay as possible in order to get your claim settled faster.

Insurance companies provide their adjuster to estimate your loss. He works directly for and gets paid by your insurance company. He is obviously biased in favor of his employer and his reports are monitored, scrutinized, and dissected by the insurance company’s supervisors to pay out as little as possible on your claim. By hiring a Public Adjuster, you level the playing field by having expert professional representation on your side to ensure that all aspects of your claim are paid fairly, accurately and are included in your claim payment. Without a Public Adjuster, you will be open and subject to having valuable aspects of your insurance claim left out and unpaid. Unfortunately, you don’t have the knowledge, experience, nor the expertise in this field to properly identify and address even the smallest of items not included in your claim payment. “Not having a Public Adjuster on your side to protect your interests is equal to going to court by yourself without an attorney when the other side has a highly experienced professional attorney in this field on their side!”